Welcome to our Emerald Medicare Blog!
Whether you’re new to Medicare, or looking to stay updated on the latest developments, you’ve come to the right place. Our goal is to empower you with the knowledge to make informed decisions about your healthcare.

Take a few minutes to read about the most recent happenings in Medicare, or find a different topic below that matters most to you.

How Do I Apply for Medicare?

Enrolling in Medicare is a major milestone in your healthcare journey, but it doesn’t have to be confusing. Whether you’re approaching age 65 or qualifying earlier due to disability, knowing when and how to apply ensures you avoid gaps in coverage or penalties. Here’s...

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Medicare HMOs vs. PPOs

Choosing between a Medicare HMO (Health Maintenance Organization) and a Medicare PPO (Preferred Provider Organization) has always been about balancing cost with flexibility. But in today’s Medicare Advantage marketplace, the differences are becoming even more...

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Why do Medicare benefits change each year?

If you’ve been on Medicare for more than a year, you’ve likely noticed that something always changes—whether it’s your plan premium, your drug coverage, or which doctors are in-network. Many people ask us: “Why doesn't Medicare just stay the same?” The truth is, while...

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2026 Drug Cost Reductions: What’s Happening?

Prescription drug costs have long been a burden for Medicare beneficiaries, with many paying hundreds or even thousands of dollars each month for essential medications. The good news is that beginning January 1, 2026, Medicare will implement the first-ever negotiated...

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