(888) 683-6372 info@emeraldmedicare.com

At Emerald Medicare, our commitment is to deliver white-glove service & education to our clients each and every day. Every person that reaches out to the Emerald team has their own unique circumstances and story. What works for one household may not work for another – In fact, doctors, medications, and health conditions vary dramatically from person-to-person. We listen deeply, and ask the necessary questions to understand the complete picture of one’s health and budget. Our team takes these specific needs into consideration and collaboratively discusses the best plan options for your unique medical needs. We provide dedicated support & education throughout the entire year, servicing our clients year-round as their health or budget may change.

Mark will meet with you individually in either one of our Rockland County offices (Nyack or Stony Point) at your home or by phone. Mark and his team will carefully review your doctors to discern which insurance carriers and plans accept those doctors and facilities you prefer or use often. We will also do a comprehensive review of your medications, frequency and dosages to determine which Part D prescription drug plan offers you the best coverage at lowest premium. When you have decided which plan(s) to apply for, we help you complete the application, submit, and monitor its progress to the respective insurance carriers and ensure that everything is moving along and taken care of in a timely fashion. We are with you every step of the Medicare way and continue to be there to support you for years to come.

Mark also specializes in plans for the disabled, our beloved Veterans and those on both Medicaid and Medicare.

Our company stands above the rest as we provide our clients with the best personalized customer service possible. We feel that our services continue to provide value to benefit their lives every day!

Your Team

Mark Brownstein, CSA®

Director of Medicare & Risk Management


Michele Horton

Medicare Operations Manager


Michael Civitano

Medicare Specialist & Agent


Kerry Gonyea

Medicare Partnerships Manager


Matt Civitano

Client Service & Marketing


Diane Swick

Client Service Specialist


Jackie Vogel

Regional Sales Manager (South East, US)


Emerald Medicare is based in New York and service the tri-state area extensively. We have 2 service locations located in Rockland County. An office in downtown Nyack and in Liberty Square Mall in Stony Point. We are easily accessible to neighboring states and counties, especially Westchester, Bergen and Orange County.

Our company was born from Mark seeing the need from a Financial Planner who he worked with for over a decade that Medicare was a necessity as planning clients grew older and were reaching 65. Mark found that there was a lack of quality and independent services to assist seniors in planning and CPA clients to navigate Medicare and all of its many choices and plans. This is where Emerald Medicare began, Mark embraced this need and continued in his strong local grass root efforts to make our company a huge success!

Mark is Director of Medicare for Emerald Medicare. He is a fully licensed life and health insurance professional in multiple states. He is also a Certified Senior Advisor (CSA)® – a designation specifically for professionals serving senior adults. With this credential CSA’s are held to the highest ethical standards for the benefit and protection of the health and welfare of seniors.

Mark is licensed and certified with over 8 major insurance companies and is qualified to service our tri-state area as well as many other states all over our country. He educates himself continuously on the ever-changing world of Medicare and it’s many rules, plans and decisions. This commitment to always learning about Medicare benefits our clients in so many ways and Mark and his team truly provides the best and most comprehensive and independent knowledgeable service. The testimonials we receive proves that our services are deeply valued and needed in our community and we are extremely proud to provide it to every client we work with, educate and support.

Community Involvement

Mark Brownstein is a proud supporter and participant of local activities in the local Rockland community. He has been a Nyack resident for 30 years and continues to be involved locally for personal, spiritual, and business networking and growth.

He is a proud to be an active board member of Rivertown Film Society in Nyack. They are the community’s source for independent, foreign and documentary films and educational programs. Activities in support of their mission at Rivertown film are intended to enhance audience appreciation of the motion picture, encourage support for filmmakers and the local film community, provide educational programs related to the art and craft of motion pictures and to help build the cinematic arts audience of the future.

He is also a member of the Nyack Rotary where the motto is “service above self.” With this charity they continuously raise funds for area resources that need the communities help like the YMCA, public schools and they are also a huge supporter of Meals on Wheels. They are also a part of the Rotary Means Business (RMB) group that helps in furthering their mutual business interests. RMB is a fellowship of Rotary International and is active in 48 countries. Its mission statement reads: ‘Rotary Means Business encourages Rotarians to support the success of their fellow Rotarians by doing business with them, and by referring ­others to them.

Mark is a Trustee for the Orangetown Jewish Center (OJC) since 2016. Founded in 1959, the OJC is one of Rockland County’s largest Conservative congregations, with close to 500 member-families. They are an egalitarian synagogue, devoted to promoting the highest ethical, moral and religious standards while fostering respect for ourselves and others.

He is also a member of the Nyack Chamber of Commerce since 2018. The Chamber has been serving the business community for over 60 years. Its mission is to foster trade and commerce in Nyack by promoting the interests of local enterprises and nurturing strong relationships with the government and residents of the village, as well as visitors from communities throughout the Hudson Valley.

Mark is also an active Member of the Financial Planning Association (FPA). He served as President of the Greater Hudson Valley chapter from 2011 to 2013 and as Chairman from 2014 to 2016. He was also a Board Member for the FPA in Fairfield County, CT. since 2012. The FPA is the principal membership organization for professionals, educators, financial services providers and students who seek advancement in a growing, dynamic profession. The primary aim of FPA is to elevate the profess​ion to transform lives through the power of financial planning.

Michele Horton, a devoted mother of two children, tries makes a positive difference in the North Rockland community whenever possible. She has been a very proud member of the Stony Point Elementary School’s PTA for the last 4 years, formerly as Treasurer and now as President. There they work diligently putting together fun events for the children while raising funds for their library and aiding the school in their efforts for providing the best educational environment for all their students. The PTA also collects for local charities throughout the year like food banks and animal shelters. Michele also heads up her annual neighborhood cleanup and beautification. She assists in Girl and Boy Scout events and supports her local animals shelters whenever possible.

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